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An IVA need to be arrange by an experienced human being, termed an insolvency practitioner. The insolvency practitioner will demand expenses for that IVA.有債務人怕債務重組價錢高昂，但經過本公司申請，債務重組費用是在您節省利息的百分比來收費，成功後分期付款，而且不會多於您的還款金額，�